Funjet Vacations Europe Travel Protection PlanVacations are meant to be worry free, however, unexpected events can occur that may cause you to cancel or interrupt your trip. Funjet Vacations and supplier cancellation penalties are strictly enforced. That's why we offer the Europe Travel Protection Plan to protect your vacation investment. This optional plan includes a cancellation benefit that protects you if you need to cancel your vacation prior to your departure for covered reasons. Plus, you receive protection when you experience a loss, theft, damage or a delay while on vacation, or if you're prevented from continuing your vacation because you're injured or become ill on vacation. You also have the peace of mind to know that you're protected while on vacation and emergency assistance is there when you need it - 24 hours a day. This plan is underwritten by National Union Fire Insurance Company of Pittsburgh, PA, a member of the American International Group, and administered by C.D Benefit of Dallas, TX. Please note: This program must be purchased at the time of booking. You will receive all of the following benefits when purchasing the Europe Travel Protection Plan: Policy No. 1381-9500199 PART A TRAVEL ARRANGEMENT PROTECTION Maximum (Per Insured) Benefit Up To:
PART A. TRAVEL ARRANGEMENT PROTECTION In the event You are prevented from taking Your Trip because: (a) You, a Traveling Companion, or an Immediate Family member suffers an Injury, Sickness or death; or (b) You or Your Traveling Companion (i) is hijacked, quarantined, required to serve on a jury, or subpoenaed; (ii) has a home made uninhabitable by fire, flood, volcano, earthquake, hurricane, or other natural disaster; (iii) is directly involved in a documented traffic accident while en route to departure; or (iv) a Natural Disaster occurs which causes a complete cessation of travel services at the point of departure and/or destination, the Insurer will pay benefits up to Your total Tour cost for: (a) Trip Cancellation Non-refundable cancellation charges imposed by Funjet Vacations and/or airfare cancellation charges for flights joining or departing Your Land Arrangements; or the additional costs You may incur as a result of a change in the per person occupancy rate of prepaid travel arrangements if Your Traveling Companion cancels his/her Tour for one of the above covered reasons and You do not. In no event shall the amount reimbursed exceed the amount You prepaid for Your Tour. (b) Trip Interruption Unused, non-refundable land expenses prepaid to Funjet Vacations and/or the airfare paid, less the value of applied credit from an unused return travel ticket, to return home or rejoin the original Land Arrangements (limited to the cost of one-way economy airfare, or first class if Your original tickets were first class, by scheduled carrier, from the point of destination to the point of origin shown on the original travel tickets). The Insurer will also pay benefits, up to $100 per day, for reasonable additional accommodations and transportation expenses incurred to remain near a covered traveling Immediate Family Member or Traveling Companion who is hospitalized during Your Tour. Special Conditions: You must advise Funjet Vacations and BerkelyCare, the Claims Administrator, as soon as possible in the event of a claim. The Insurer will not pay benefits for any additional charges incurred that would not have been charged had You notified Funjet Vacations and BerkelyCare as soon as reasonably possible. (c) Trip Delay. The Insurer will pay benefits for Covered Expenses, up to $500 ($100/day) if Your Trip is delayed for 12 hours or more, due to Air Common Carrier delays caused by inclement weather, strike or other job action, or equipment failure; a traffic accident en route to a departure in which You or Your Traveling Companion is not directly involved; or due to lost or stolen passports, travel documents, or money; quarantine; hijacking; natural disaster; civil commotion, or riot. Covered Expenses include any prepaid, unused, nonrefundable Land Arrangements, any reasonable additional expenses for meals and lodging, and the cost of a one-way economy airfare ticket to catch up to the Land Arrangements or return to the place of origin shown on the travel documents. PART B. MEDICAL PROTECTION Emergency Evacuation The Insurer will pay benefits for Covered Expenses, up to $15,000, if an Injury or Sickness commencing during the Tour results in Your necessary Emergency Evacuation. An Emergency Evacuation must be ordered by a legally licensed Physician who certifies that the severity of Your Injury or Sickness warrants an Emergency Evacuation. Emergency Evacuations must be verified, approved, and arranged in advance by AIG Assist. Emergency Evacuation means: a) Your medical condition warrants immediate Transportation from the place where You are injured or sick to the nearest hospital where appropriate medical treatment can be obtained; and/or b)after being treated at a local hospital, Your medical condition warrants transportation to the United States or Canada (where you reside) to obtain further medical treatment or to recover. Covered Expenses are customary and reasonable expenses for Transportation, medical services, and medical supplies necessarily incurred in connection with your Emergency Evacuation. All Transportation arrangements made for Your Evacuation must be by the most direct and economical route possible. Expenses for Special Transportation must be: (a) recommended by the attending Physician; (b) required by the standard regulations of the conveyance transporting You; AND (c) verified, approved, and arranged in advance by AIG Assist. Transportation means any land, water, or air conveyance required to transport You during an Emergency Evacuation. Special transportation includes, but is not limited to, air ambulances, land ambulances, and private motor vehicles. The Insurer will not cover any expenses provided by another party at no cost to You or already included in the cost of the Tour. In no event will the covered expenses for Emergency Evacuation exceed $15,000. Repatriation of Remains The Insurer will pay reasonable Covered Expenses incurred, up to $15,000, to return Your body to Your point of origin if You die during the Tour. Covered Expenses include, but are not limited to, expenses for embalming, cremation, coffin for repatriation, and transportation. In no event will the covered expenses for Repatriation of Remains exceed $15,000. Accident & Sickness Medical Expense The Insurer will pay benefits, up to $10,000, if You incur necessary Covered Medical Expenses as a result of an Injury or Sickness occurring during the course of Your Tour. The Injury must occur while You are covered under the policy and the Sickness must first manifest itself during the Tour. You must receive initial treatment within ninety (90) days of the accident which caused the Injury or the onset of the Sickness. All services, supplies or treatment must be received within 52 weeks of the date of the accident or the onset of the Sickness. Covered Medical Expenses are necessary services and supplies which are recommended by the attending Physician. They include the services of a legally qualified Physician, surgeon, graduate nurse, dentist or osteopath; charges for hospital confinement and use of operating rooms; charges for anesthetics (including administration), x-ray examinations or treatments and laboratory tests; ambulance service, drugs, medicines and therapeutic services and supplies. The Insurer will not pay benefits in excess of the reasonable and customary charges commonly used by providers of medical care in the locality in which the care is furnished. PRE-EXISTING CONDITIONS: THE INSURER WILL NOT PAY UNDER COVERAGES IN PARTS A & B (EXCEPT EMERGENCY EVACUATION OR REPATRIATION OF REMAINS) FOR ANY CLAIMS ARISING FROM ANY INJURY, SICKNESS, OR OTHER CONDITION AFFECTING YOU, A TRAVELING COMPANION, OR AN IMMEDIATE FAMILY MEMBER BOOKED TO TRAVEL WITH YOU WHICH: A) FIRST MANIFESTED ITSELF, WORSENED, BECAME ACUTE, OR HAD SYMPTOMS WHICH WOULD PROMPT A REASONABLY PRUDENT PERSON TO SEEK DIAGNOSIS, CARE OR TREATMENT; B) REQUIRED TAKING PRESCRIBED DRUGS OR MEDICINE UNLESS THE CONDITION FOR WHICH THE PRESCRIBED DRUG OR MEDICINE WAS TAKEN REMAINED CONTROLLED WITHOUT ANY CHANGE IN THE REQUIRED PRESCRIPTION; OR C) REQUIRED TREATMENT OR TREATMENT WAS RECOMMENDED BY A PHYSICIAN; WITHIN THE 60 DAY PERIOD BEFORE PAYMENT WAS RECEIVED BY FUNJET VACATIONS FOR THIS PROTECTION PLAN. PLEASE NOTE: ALL COVERED REASONS FOR CANCELLATION OR INTERRUPTION OF YOUR TOUR MUST FIRST OCCUR AFTER THE EFFECTIVE DATE OF COVERAGE. If You have any questions concerning this exclusion, please call the Funjet Vacations Helpline at 1-(800) 272-2242 for further clarification. PART C. BAGGAGE PROTECTION Baggage/Personal Effects The Insurer will reimburse You, up to $1,500, for loss, theft, or damage to baggage and personal effects. The Insurer will pay the lesser of the following: original cash value of the item less depreciation as determined by the Insurer; or cost of repair or replacement (limit per article - $250). There will be a combined maximum limit of $500 for the following: jewelry; watches; articles consisting in whole or in part of silver, gold or platinum; furs; articles trimmed with or made mostly of fur; and cameras and their related equipment. Baggage Delay The Insurer will reimburse You for expenses of necessary personal effects, up to $400 ($100/day), if Your checked baggage is delayed or misdirected by an Air Common Carrier for more than 24 hours from the time You arrive at the destination stated on Your ticket. You must be a ticketed passenger on an Air Common Carrier. EXCESS COVERAGE PROVISION: THE COVERAGES PROVIDED UNDER PARTS A, B AND C SHALL BE IN EXCESS OF ALL OTHER VALID AND COLLECTIBLE INSURANCE OR INDEMNITY AND SHALL APPLY ONLY WHEN SUCH OTHER BENEFITS ARE EXHAUSTED. PART D. TRAVEL ACCIDENT INSURANCE Accidental Death & Dismemberment If you sustain an Injury while in, on, boarding or alighting from an Air Common Carrier which results in death or loss of limb, eyesight, speech or hearing within 365 days of the date of the accident, the Insurer will pay the largest applicable amount as follows: the benefit amount shown in the Schedule of Coverages for death, loss of speech and hearing in both ears, or loss of any combination of two hands, feet or eyes; one-half the benefit amount for loss of any one of these; and one-quarter the benefit amount for loss of thumb and index finger of the same hand. In no event will the Insurer pay more than the maximum benefit amount shown on the Schedule of Coverages for all losses due to the same accident. Beneficiary: Your estate, unless notice of a designated beneficiary is provided to BerkelyCare, Ltd. PART E. WORLDWIDE EMERGENCY ASSISTANCE (AIG ASSIST) AIG Assist provides 24 hour emergency telephone assistance service for Your benefit so that, in the event of an emergency during the term of this coverage, English-speaking help and advice may be furnished. Medical Assistance If a medical emergency arises during Your Trip, AIG Assist may help You find local medical care. Physicians and hospitals worldwide can contact AIG Assist to confirm coverage. AIG Assist will coordinate emergency medical situations, when practical, with Your home Physician and arrange for special necessary Emergency Evacuation services. Important Emergency medical transportation arrangements MUST be authorized in advance by AIG Assist in order for the Emergency Evacuation coverage benefits to apply. Traveler's Assistance AIG Assist multilingual staff can assist You in solving a variety of unexpected complications during Your Trip such as lost tickets or belongings. If necessary, AIG Assist may also help You locate legal counsel. Emergency Cash Transfer If You need emergency cash during Your Trip, AIG Assist can help arrange a transfer through Your credit cards, family, friends, employer or similar source. To access emergency assistance, call any one of the AIG Assist assistance centers whose telephone numbers are indicated in the Where to Report Claims section. Note that the problems of distance, information and communications make it impossible for National Union Fire Insurance Company, CD Benefit Inc., BerkleyCare, or AIG Assist to assume any responsibility for the availability, quality, use or results of any emergency service. In all cases, You are still responsible for obtaining, using, and paying for Your own required services of all types. 1. Air Common Carrier - means an air conveyance operating under a license for the transportation of passengers for hire. 2. Business Partner - means an individual who is: (a) involved with You in a legal partnership; and (b) actively involved in the day-to-day management of the business. 3. Immediate Family - means children, step- or adopted children, children-in-law, parents, parents-in-law, step-parents, siblings, siblings-in-law, step-siblings, grandparents, grandchildren, legal or common law spouse, aunts, uncles, nieces, nephews, or a Business Partner of You or Your Traveling Companion. 4. Injury - means bodily injury caused by an accident occurring while this plan is in force and resulting directly and independently of all other causes in loss covered by this plan. The Injury must be verified by a Physician. 5. Insurer - means National Union Fire Insurance Company of Pittsburgh, PA. 6. Land Arrangements - means land arrangements made by Funjet Vacations. 7. Natural Disaster - means flood, hurricane, tornado, earthquake or blizzard which renders Your Air Common Carrier unable to provide a travel service due to a shutdown of all local airports for a duration of greater than 72 hours. 8. Physician - means a licensed practitioner of the healing arts acting within the scope of his/her license. The treating Physician may not be yourself, a Traveling Companion, or an Immediate Family member. 9. Sickness - means an illness or disease which is diagnosed or treated by a Physician after the effective date of coverage and while You are covered under this plan. 10. Tour - means prepaid Land Arrangements and shall include flight connections to join and depart such Land Arrangements. 11. Traveling Companion - means one person who is booked to share Your room accommodations during the Tour. 12. You or Your - means a person who has purchased a Tour and who has paid the required plan cost for the coverage provided here under EXCLUSIONS: This Protection Plan Does Not Cover IN PARTS A & B: (except Emergency Evacuation, Repatriation of Remains and Trip Interruption resulting from death): ANY LOSS CAUSED BY OR RESULTING FROM: Preexisting Conditions. IN PARTS A, B, & D: ANY LOSS CAUSED BY OR RESULTING FROM: Sickness or disease except as provided for in this policy, war or any act of war whether declared or not; while serving as a member of the armed services, while or as a result of riding in any device for aerial navigation other than as provided for in the policy; participation in any professional, semi-professional, or inter-scholastic team sports; being under the influence of drugs or intoxicants unless prescribed by a duly licensed Physician; participation in any felonious act or attempt thereat; scuba diving; skydiving; snowskiing; hang gliding; parachuting; contests of speed; elective surgery; non-emergency dental treatment; elective abortion; normal pregnancy, except if hospitalized; mental or nervous disorders, except if hospitalized. IN PART C: ANY LOSS OR DAMAGE TO: animals; automobiles and their equipment; boats; motors; motorcycles; other conveyances and their equipment (except bicycles while checked as baggage with an Air Common Carrier); household furniture; eyeglasses, sunglasses, and contact lenses; artificial teeth and dental bridges; hearing aids; prosthetic limbs; money and securities; tickets and documents; brittle or fragile articles such as cameras, musical instruments, radios, and similar property; sporting equipment if loss or damage results from the use thereof. ANY LOSS CAUSED BY OR RESULTING FROM: breakage of brittle or fragile articles, cameras, musical instruments, radios and similar property; wear and tear, gradual deterioration; insects or vermin; inherent vice or damage; confiscation or expropriation by order of any government; radioactive contamination; war or any act of war whether declared or not; theft or pilferage while left unattended in any vehicle; mysterious disappearance. IN PART D: ANY LOSS CAUSED BY OR RESULTING FROM: suicide or attempted suicide while sane and intentionally self-inflicted injuries. TERM OF COVERAGE 1) This protection is provided in consideration of the payment in advance of the total required plan cost and will not cover any losses suffered prior to purchase. 2) The Trip Cancellation protection provided under PART A takes effect upon receipt of the required plan cost by Funjet Vacations; the remaining coverages and services provided take effect at 12:01 A.M. local time at Your location on the contracted departure date of Your Land Arrangements. 3) All coverages shall terminate on the earlier of the following: (a) Your return to Your origination point (as specified in the travel tickets); or (b) 11:59 P.M. local time at Your location on the day the Land Arrangements are completed. 4) The duration of coverage shall be extended under the following conditions: (a) when You commence air travel from Your origination point (i) within 2 days before the commencement of the Land/Sea Arrangements, coverage shall apply from the time of departure from the origination point; (ii) greater than 2 days before the commencement of the Land Arrangements, the extension coverage shall be provided only on the day of Your air travel; and (b) if You return to Your origination point (i) within 2 days after the completion of the Land/Sea Arrangements, coverage shall apply until the time of return to the origination point; (ii) greater than 2 days after the completion of the Land Arrangements, the extension coverage shall be provided only on the day of Your air travel. CLAIMS PROCEDURE POLICY NO. 1381-9500199 1) EMERGENCIES ARISING DURING YOUR TOUR: For covered emergencies requiring evacuation or interruption of Your trip, call AIG Assist immediately at the numbers below. Identify yourself by the above policy number and give the details of Your problem or medical emergency. Within the U.S. and Canada: 1-(800)-272-2242 Outside the U.S. and Canada, call collect: 1-(516)-294-0220 Telex Number: 49619822 (Accessible Worldwide) 2) TRIP CANCELLATION CLAIMS: Call Funjet Vacations and BerkleyCare, the Claim Administrator, IMMEDIATELY to notify them of Your cancellation and to avoid any non-covered expenses due to late reporting. You will then be advised of how to obtain the appropriate form which must be completed by You AND THE ATTENDING PHYSICIAN, if applicable. 3) CLAIMS NOTIFICATION UPON YOUR RETURN: Report Your claim in writing as soon as possible to BerkleyCare, the Claim Administrator. Provide the policy number above, Your travel dates, and details describing the nature of Your loss. Upon receipt of this information, BerkleyCare will promptly forward You the appropriate claim form to complete. BerkelyCare 100 Garden City Plaza P.O. Box 9366 Garden City, NY 11530 1-(800)-272-2242 or 1-(516)-294-0200 Office Hours 9AM-5PM (EST) IMPORTANT: In order to facilitate prompt claims settlement upon Your return, be sure to obtain as applicable: detailed medical statements from Physicians in attendance where the accident or Sickness occurred; receipts for medical services and supplies; receipts from the hospital; police reports or claims reports from parties responsible (i.e., airline) for loss, theft, damage, or delay. In the event of a baggage claim, receipts for any lost or damaged items will be required. In the event of a baggage delay or a trip delay claim, receipts for any additional covered expenses will be required, as well as verification of any delay. ENROLLMENT PROCEDURE 1) In order to quickly effect coverage and protect Your Tour deposit(s), make payment for the applicable plan cost to Your travel agent. The Trip Cancellation Protection will become effective on the date payment is received by Funjet Vacations. 2) PLEASE NOTE: Payments for the Travel Protection Program may not be accepted after final Tour payment has been made to Funjet Vacations. 3) Eligibility: This coverage is available to US and Canadian residents only. PROGRAM ADMINISTRATION This program was designed for the passengers of Funjet Vacations by CD BENEFIT, INC. of Dallas, TX. Any questions regarding the benefits and coverages of this program may be answered by calling Toll-Free 1-(800) 272-2242. This plan is underwritten by: National Union Fire Insurance Company of Pittsburgh, PA Executive Offices: New York, New York A Member Company of American International Group |